Moving is like trying to fold a fitted sheet—it looks simple until you actually do it.
Whether you are moving across town or cross-country, one thing that is clear is that you want to save money, avoid chaos, and not end up with a pulled-back or a broken lamp.
And now you’re stuck in the ultimate moving dilemma: Rental Trucks vs. Professional Movers—which one actually saves more?
Every year, over 40 million Americans pack up and relocate, and nearly all of them ask the same question: “Should I rent a moving truck or hire movers?”
It’s the kind of decision that feels small until you’re covered in cardboard boxes and bubble wrap. You want the cheapest way to move house, but you also want your stuff to arrive in one piece.
Now, renting a truck might sound like the budget-friendly option. But have you considered the moving truck rental cost comparison?
On the other hand, professional movers vs. self-move costs might seem steep at first glance, but they come with perks such as speed, safety, and peace of mind.
In this guide, we will break down everything you need to know about renting trucks and hiring professional movers. By the end, you won’t just know the difference between a moving truck and a moving company's price, you'll know exactly which one is right for you.
The Moving Choice - What Are Your Options?
When it comes to moving, you’ve got two main paths—and each one comes with its own price tag. Whether you're trying to keep things budget-friendly or just want someone else to do the heavy lifting, understanding your options is the first step to making a smart move.
What Are Rental Trucks?
Rental trucks are the best option for your DIY moves. You rent a truck (from companies like U-Haul, Budget, or Penske), load it up yourself, drive it to your new place, and unload it—all on your own schedule.
What's the cost of my move?
Rental trucks come in all shapes and sizes—from 10-foot vans for studio apartments to 26-foot beasts for family homes. You can pick one based on how much stuff you’ve got and how far you’re going.
While the base rate might look cheap (like $19.95/day), the moving truck rental cost comparison tells a different story. You have to factor in:
- Mileage fees (usually $0.79–$1.29 per mile)
- Fuel
- Insurance
- Equipment rentals (like dollies and furniture pads)
It’s a solid option if you’re looking for the cheapest way to move house, but don’t forget to tally up the extras.
Who Are Professional Movers?
Professional movers are the people who show up with a truck, muscle, and a moving plan. They’re trained to pack, lift, load, and transport your stuff.
These companies (like Mayflower, Allied Van Lines, or International Van Lines) offer services ranging from basic loading and transport to full-on packing, unpacking, and even furniture assembly.
Some movers specialize in long-distance hauls, while others focus on local moves.
Here’s why people love them:
- No lifting heavy furniture
- Your items are insured and handled professionally
- You save time and avoid the stress of driving a massive truck
Still confused about movers? We've done the homework, so you can compare the Best Moving Companies in the USA.
Cost Breakdown - Rental Truck vs. Hiring Movers
Let's discuss the cost, because ultimately, it's all about the total cost. Here’s a side-by-side comparison:
Rental Truck Costs
If you’re thinking, “I’ll just rent a truck and do it myself.”
Hold up—because that $19.95 price tag is just the show price. The full costs include:
Base Rental Fee:
- Small trucks (10–12 ft): $20–$40/day
- Medium trucks (15–20 ft): $40–$80/day
- Large trucks (26 ft): $80–$150/day
Mileage Charges:
- Local moves: $0.59–$1.29 per mile
- Long-distance: Often bundled, but still pricey
Fuel Costs:
- Trucks average 8–12 MPG
- With diesel at $4.15 per gallon in 2025, a 500-mile trip could cost $170 to $260 in fuel alone.
Insurance:
- Basic coverage: $20–$40/day
- Full protection: Up to $100/day, depending on the truck and provider
Equipment Rentals:
- Dollies, furniture pads, tie-downs: $10–$50 total
Labor (if you hire help):
- $25–$40/hour per person
- Or free if you bribe your friends with pizza and guilt
Hidden Fees:
- Late returns, tolls, parking tickets, cleaning fees—these sneak up like a ninja in flip-flops
| Expense Type | Estimated Cost Range (USD) | Notes |
|---|---|---|
| Base Rental Fee | $20–$150/day | Depends on truck size |
| Mileage Charges | $0.59–$1.29/mile | Local moves only |
| Fuel | $100–$500+ | Based on MPG and distance |
| Insurance | $20–$100/day | Optional but recommended |
| Equipment Rental | $10–$50 | Dollies, pads, straps |
| Labor (optional) | $25–$40/hr | If you hire help |
| Hidden Fees | Varies | Tolls, late fees, etc. |
Thinking about moving solo? Read How to Rent a Moving Truck before you hit the road
Hiring Professional Movers
Now, let's discuss the premium moving option. You sit back and let the pros do the heavy lifting. But that comfort comes with a price tag.
Local Moves:
- $80–$150/hour for 2 movers + truck
- Average total: $900–$2,000, depending on home size
Long-Distance Moves:
- $2,000–$10,000+ depending on distance and weight
- A 3-bedroom move across 1,000 miles? Expect $4,800–$6,500
Packing Services:
- $300–$600 for full packing
- Supplies (boxes, tape, bubble wrap): $100–$300
Specialty Items:
- Piano, pool table, antiques: $200–$500 per item
Stairs/Elevator Fees:
- $100–$300 extra if movers have to climb Mount Everest (aka your third-floor walk-up)
Insurance:
- Basic liability included
- Full-value protection: ~1% of total move cost
| Expense Type | Estimated Cost Range (USD) | Notes |
|---|---|---|
| Local Move (2 movers) | $900–$2,000 | Based on hours and home size |
| Long-Distance Move | $2,000–$10,000+ | Based on distance and weight |
| Packing Services | $300–$600 | Optional |
| Packing Supplies | $100–$300 | Boxes, tape, etc. |
| Specialty Item Fees | $200–$500/item | Piano, antiques, etc. |
| Stairs/Elevator Fees | $100–$300+ | If applicable |
| Insurance | ~1% of the move cost | Full-value protection |
Which One Suits Your Budget?
If you're moving locally, have time, and don't mind sweating through your shirt, rental trucks can be the cheapest option. But if you’re short on time, moving long-distance, or just want to avoid the chaos, professional movers might be worth every penny.
Want to know what your move is going to cost? Use our Moving Cost Calculator and get instant estimates without the boring math or surprise fees.
A Side By Side Comparison of Rental Truck And Professional Movers
Let's say you're standing at the crossroads of your move. On one side, you've got the DIY hustle with a rental truck. On the other hand, the smooth experience of hiring pros. Which one saves your wallet and your sanity?
Here’s a side-by-side look at the key attributes that matter most when choosing between Rental Trucks vs. Professional Movers.
| Attribute | Rental Truck (DIY Move) | Professional Movers |
|---|---|---|
| Cost | Lower upfront, but extras add up (fuel, mileage, insurance) | Higher base cost, but includes labor, transport, and insurance |
| Effort Required | You do all the lifting, driving, and sweating | Movers handle everything—lifting, loading, and logistics |
| Time Commitment | Full day or more, depending on how fast you and your crew work | Typically faster; pros work efficiently and in teams |
| Risk of Damage | Higher—especially if you’re not a pro | Lower—trained movers know how to protect your stuff |
| Insurance Coverage | Optional add-on; limited protection | Usually included; full-value protection available |
| Convenience | Low—you’re managing everything | High—just supervise |
| Flexibility | You choose the schedule, route, and pace | Movers work on a set schedule, but offer planning support |
| Fuel Costs | You pay for gas (and trucks aren’t exactly fuel-efficient) | Included in most moving packages |
| Mileage Fees | Charged per mile after base limit | Not applicable—flat rate or distance-based pricing |
| Packing Services | You pack everything yourself | Optional add-on—can include packing, unpacking, and supplies |
| Equipment Provided | You rent dollies, pads, and straps separately | Movers bring their own gear |
| Stress Level | High—especially if things go wrong | Lower professionals handle the chaos |
| Availability | Widely available; book online or in person | May require advance booking, especially during peak season |
| Best For | Budget-conscious, short-distance, hands-on movers | Busy folks, long-distance moves, or anyone who values convenience |
Want to avoid moving mistakes? Check out our guide on Top 10 Moving Mistakes to Avoid because nobody wants to be that guy with a broken lamp and no tape.
Best Option by Move Type
There’s no one-size-fits-all answer when it comes to moving. It’s like choosing between flip-flops and hiking boots.
It depends on where you’re going, how far, and what you’re carrying. So instead of giving you a generic “this is better,” let’s match each move type with its best fit.
| Move Type | Recommended Option | Why It Works |
|---|---|---|
| Local Move (Studio/1BR) | Rental Truck | Cheap, quick, and perfect for light loads. Great for a DIY truck rental for moving. |
| Local Move (2–3 BR) | Toss-Up | Depends on budget vs. effort. Compare the moving truck rental cost with hired help. |
| Long-Distance Move | Professional Movers | Saves time, includes insurance, and avoids driving stress. Better moving company price. |
| Small Load/College Move | Rental Truck or PODS | Minimal stuff gives minimal cost. Great budget-friendly moving option. |
| Family Move (Kids/Pets) | Professional Movers | Less chaos, more control. Big win for sanity and safety. |
| Business/Office Move | Professional Movers | Organized, insured, and efficient. No room for DIY drama. |
Want to see who’s crushing it in your city? Find trusted movers near you read real reviews and compare without any hassle.
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