Home is where your story begins.
This line couldn't be more true when it comes to choosing a place to live, especially in a state as diverse as California.
But here’s the thing: finding the right place isn’t as simple as picking a spot on the map.
California is a massive state, with over 39 million people spread across its cities, suburbs, and small towns.
The state's diversity isn't just cultural; it's economic, too.
Did you know that Los Angeles alone is one of the most iconic cities globally and has a population of close to 4 million?
So, how do you go through all these options and find the place that fits your needs?
This guide will give you the best places to live in California.
It will take you through cities and towns that offer the best quality of life and community vibe.
Why California?
With so many people, you know California is going to have a diverse living experience.
The great thing about this state is that it has such a wide range of climates.
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On top of that, it has cities full of tech companies and some pretty nice scenery as well.
However, it is among the most expensive places to live, and you need somewhere that offers a cost-effective lifestyle.
Top Cities and Towns to Live in California
San Francisco: The Tech and Cultural Hub
San Francisco is a city that is legendary and at the forefront of technology, science and human innovation.
It is home to tech giants like Google and Facebook and a rich cultural scene.
It has historic neighbourhoods, world-class restaurants, and a thriving arts scene.
However, the city comes at a price.
Home values hover around the $1.2 million mark, and living costs are well above those across the US.
Los Angeles: The City of Dreams
Los Angeles is not only a centre for entertainment but also has beautiful beaches, diverse neighbourhoods, and endless activities.
Whether you want to live in the hustle and bustle or a beachy lifestyle, LA seems hard to beat.
Being a city of nearly 4 million people, there are endless opportunities.
It has a median home value of about $682,400.
While it’s not the cheapest option, it provides diverse lifestyles for family and friends.
San Diego: Coastal Living at Its Best
San Diego is one of the most beautiful places to live in California.
It is for those who love the beach and a relaxed lifestyle.
It combines the charm of a smaller city with the amenities of a major metropolis.
It is a bit pricey, with a median home price of around $940,000.
The city also offers great schools, making it ideal for families.
Sacramento: Affordability Meets Quality of Life
As the state capital, Sacramento is one of the best places to live in California.
It attracts those who are looking for a balance of affordability and opportunity.
The city is growing rapidly, with a median property value of $358,300.
It is much lower than other major cities in the state.
Sacramento also has a diverse community and a thriving job market in government, healthcare, and education sectors.
Irvine: The Planned Community Paradise
Irvine is located in Orange County and is ideal for families and students.
It is known as the largest planned city in the country and has excellent schools and a safe environment.
The median home price here is about $843,600, which is reasonable for Orange County.
Irvine offers clean streets, plenty of parks, and a focus on education.
Santa Barbara: The Central Coast Gem
If you crave a slower pace and beautiful scenery, Santa Barbara is the place to be.
With a median home value of approximately $629,400, it is one of California's most beautiful places to live.
It offers the perfect mix of coastal living and small-town charm while still being close to major cities.
Santa Barbara's economy thrives on tourism, education, and healthcare.
San Jose: Silicon Valley's Beating Heart
San Jose is the capital of Silicon Valley and a hotspot for tech talent.
This city is a hub of innovation and home to numerous startups and tech giants.
It's perfect for those in tech, but it's a high cost of living.
The median home price is around $968,500, which means it's best suited for those with strong income prospects.
The city also offers great dining options and access to other tech-rich areas.
Pasadena: A Blend of Old and New
Pasadena is the northeast of Los Angeles. It offers a unique combination of historic charm and modern convenience.
It is known for its high-quality public schools, cultural institutions and diverse job market.
It’s a solid choice for families and professionals.
The median home price sits around $870,000.
It is not cheap but still offers a mix of suburban and urban benefits.
San Luis Obispo: The Heart of the Central Coast
San Luis Obispo is an excellent choice for those who love the outdoors.
This college town is the home to California Polytechnic State University and offers access to both beaches and mountains.
The city is relatively small, with about 47,000 residents, but it is famous for hiking, wine tasting, and outdoor activities.
With a median home price of around $750,000, it’s more affordable than many other coastal towns in California.
Truckee: A Nature Lover’s Haven
Truckee is a small town near Lake Tahoe known for its winter sports and outdoor activities.
It’s a four-season destination, perfect for those who enjoy hiking, skiing, and exploring nature.
Truckee’s median home price is around $1 million, and the cost of living is about 30% higher than the national average.
How Much Does It Cost to Move to California?
Moving to California involves various costs, from the logistics of the move itself to ongoing living expenses once you’re settled.
Here’s a detailed breakdown of the expenses you need to consider:
Long-Distance and In-State Moving Costs
| Type of Move | Cost Range | Notes |
|---|---|---|
| Long-Distance (Out-of-State) | $4,000 - $10,000 | Varies based on distance and volume |
| In-State Move | $1,000 - $3,000 | Depends on distance and city |
For cross-country moves, you’ll pay more, especially if you have heavy or numerous belongings.
Housing Costs
Housing is one of the most significant expenses in California, whether you choose to rent or buy a home.
| Location | Median Home Price | Average Monthly Rent (1-Bedroom) |
|---|---|---|
| San Francisco | $1.2 million | $2,916 |
| Los Angeles | $850,000 | $2,800 |
| Sacramento | $358,300 | $1,500 |
California's real estate market is among the priciest in the country.
Utility Costs
Once you secure a place to live, you’ll need to budget for monthly utility costs.
| Utility Type | Average Monthly Cost | Notes |
|---|---|---|
| Electricity, Water, Heating | $266 | Varies based on home size and usage |
| Internet (High-Speed) | $82 | Standard high-speed connection |
Utility costs in California can fluctuate depending on the season and region.
Transportation Costs
California is a car-dependent state, particularly outside major cities with public transport.
Gas Prices: California has the highest gas prices in the country, averaging over $5 per gallon
Public Transit: In urban areas like Los Angeles and San Francisco, a monthly transit pass costs approximately $81.
Grocery and Daily Living Costs
Groceries in California are higher than the national average due to the state’s cost of living.
| Expense Category | Average Monthly Cost | Notes |
|---|---|---|
| Groceries (Per Person) | $285 | Based on standard grocery items and fresh produce |
| Dining Out (Mid-Range Meal) | $48 | Typical for a meal at a mid-range restaurant |
Healthcare Costs
Healthcare expenses in California depend on your employment status and the type of plan you choose:
| Healthcare Plan Type | Average Monthly Cost | Notes |
|---|---|---|
| Employer-Sponsored Insurance | $101 | Typically deducted from your paycheck |
| Private Health Insurance Plan | $486 | Average cost for individuals without employer plans |
Taxes in California
California has one of the highest tax rates in the nation, so it’s crucial to plan for this as well:
| Tax Type | Rate Range | Notes |
|---|---|---|
| Income Tax | 1% - 13.3% | Progressive tax based on income level |
| Sales Tax | 7.25% - 10.75% | Varies by county and municipality |
| Property Tax | 0.7% - 1.2% | Based on property value varies by region |
These taxes fund California’s extensive public services, but they can take a significant portion of your income.
Miscellaneous Expenses
Aside from the core costs, there are several other expenses to consider:
Gym Membership: The average gym membership in California is around $71 per month.
Entertainment: California offers many choices for family entertainment, from theme parks to outdoor adventures. The cost of a movie ticket is $15.83, and entry to certain local attractions, like Disneyland's day passes, is over $100 on average.
